Coverage lines

Insurance built line-by-line for dampproofing contractors.

Each policy below addresses a specific exposure in dampproofing and waterproofing work — from the contractor pollution liability a standard GL policy excludes to the tools and equipment coverage your spray rigs and injection pumps need.

Essential coverage

General Liability for Dampproofing Contractors

The foundational coverage every dampproofing and waterproofing contractor needs. Covers third-party bodily injury, property damage during excavation and application, completed-operations claims when a waterproofed foundation leaks later, and defense costs when a homeowner or GC names you in a lawsuit.

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Contractor Pollution Liability

Dampproofing involves solvent-based waterproofing membranes, coal tar pitch, crystalline chemicals, and VOC-emitting products that trigger pollution exclusions in standard GL policies. Contractor Pollution Liability covers bodily injury, property damage, and cleanup costs from chemical releases on the job site.

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Workers' Compensation

Dampproofing crews face confined space entry, chemical exposure, excavation hazards, and physical strain that make workers' comp essential. We class-code dampproofing and waterproofing labor correctly so your crew is protected and your audit doesn't produce a surprise bill.

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Commercial Auto & Work Trucks

Your work trucks carry tools, spray equipment, solvents, and drainage materials to every job site. Commercial auto covers liability, physical damage, hired and non-owned vehicles, and the specialized exposures of hauling chemical products and waterproofing equipment on public roads.

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Tools & Equipment Coverage

Injection equipment, spray rigs, drainage boards, sump pump systems, and excavation tools represent significant capital. Tools & Equipment coverage protects them from theft, damage, and breakdown whether at your shop, in transit, or on the job site.

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Commercial Umbrella

A single completed-operations claim on a failed waterproofing system can exceed your primary GL limits when mold damage, structural repair, and homeowner legal fees stack up. A Commercial Umbrella provides excess coverage above your GL, auto, and employers' liability for catastrophic claims.

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Inland Marine Coverage

Inland Marine protects your waterproofing equipment, drainage materials, spray systems, and chemical products while they're in transit between jobs or staged at a site where your property policy doesn't reach. Ideal for contractors who run multiple crews across multiple active sites.

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Contractor License & Surety Bonds

Many states and municipalities require dampproofing and waterproofing contractors to carry a contractor's license bond. Larger commercial and government projects also require performance and payment bonds. We place bonds quickly so you can bid the work and stay compliant.

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Not sure which lines you need?

Most dampproofing contractors bundle GL + contractor pollution liability + workers' comp + commercial auto + tools and equipment into one coordinated program. We'll build the right mix in one call.

Get a free quote844-967-5247